Digital Desk: Cybercrime is on the rise. At the same times, the incidence of fraud in online transactions is increasing at a huge rate. As the convenience of easy transactions from ATMs has increased, the common man is also facing various difficulties. Almost every day, new cases of ATM fraud are coming to the fore. How to be careful to avoid danger?
Every customer should be careful to avoid the danger of ATM. This will save you from any unpleasant incidents. Before withdrawing money from an ATM, make sure that the ATM is secure. Whether there is a guard, the ATM should be used only if there is a guard. The biggest danger of ATMs is the trap of hackers' page cloning. Let's see how you can be in danger. This can lead to theft
Hackers steal customer data from the slot where the card is inserted into the ATM device. Hackers put a device in the card slot of an ATM device that scans the customer's card ATM information. Then he stole it. Hackers can also track Pin, Numbers, with a camera. So we have to keep an eye on this matter. Whenever you type Pin, Number in ATM, you have to hide your hand. So that it is not caught on CCTV camera.
The card slot of the machine should be checked carefully before using the card. If there is any tampering in the ATM card slot or the slot is loose, then it should not be used. Keep an eye on the green light
When inserting the card into the card slot, make sure that the green light is on. If the green light in the slot is on, you can assume that the ATM is safe. However, if there is no light or red light, it is recommended not to use the ATM.
You can contact the police
If anyone ever thinks that he has fallen into the hands of hackers and then the bank is closed. However, the police should be contacted immediately. The sooner the police can be contacted, the sooner the culprit will be caught.
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Bank Locker from ATM! Big changes to multiple rules
It can be difficult to read. Let's take a look at some of the rules that have changed.
Highlights
Charges for ATM transactions continue to rise
RBI has issued new rules regarding bank lockers
If you do not file IT R, the rules of fine have changed. At this time, Digital Desk: Multiple rules have been changing since the first day of the year. Which is going to have a direct impact on the pockets of the middle class. Here are six rules that have been in effect since the beginning of the new year. Let's take a look at that.
1) Charges at ATMs are increasing
Charges on ATM transactions have been on the rise since the beginning of 2022. If the free transaction limit is exceeded, you will have to pay more now. The RBI has allowed banks to cut these charges from January 1.
According to the RBI notification, after five free transactions per month, you will have to pay Rs 21 instead of Rs 20 from January 1. GST will be added along with this.
2) Bank locker rules are changing
RBI has issued new rules regarding bank lockers. This rule will also be effective from January 1. On 18 January 2022, the RBI issued a notification stating that if the contents of the locker were lost due to theft, robbery, etc. of the employees, the responsibility would remain on the bank. Earlier, this responsibility did not fall on the bank. Now that responsibility is on the bank. If something is lost, the bank will have to refund 100 times of the annual locker charge.
3) If you do not file an income tax return, change the rules of fine
The date for filing an income tax return every year is July 31, 2022. However, due to the Corona, the deadline for filing income tax returns for the fiscal year 2020-21 was first extended to 30, September 2021 and then to December 31, 2021. That period has expired.
Even then, if a person wants to file income tax now, a taxpayer may have to pay a maximum fine of Rs 10,000 - a rule that has been in place for so long. However, the amount of this fine has been reduced from the new rules introduced in the new year. Where previously the maximum fine was Rs 10,000, the person filing an income tax return has to pay Rs 5,000. On the other hand, if a person's annual income does not fall under income tax, he does not have to pay a fine.
4) Major changes have been made in the rules of EPF
If your UAN is not linked to Aadhaar number, your company will not be able to submit your monthly PF contribution from 01.01.2022. The last date for selection of nominees was 31st December. However, by changing that rule, the limit of this date has been removed online.
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