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The US-based agency said India's robust economic growth should support borrowers' creditworthiness and Axis Bank's weak loans, or nonperforming loans, could decline to 2.5-3 per cent of total loans by end-March 2023, from 3.7 per cent as of March 31, 2022.  S&P Global Ratings on Tuesday upped its credit rating on Axis Bank with a stable outlook on expectations that the private sector lender will maintain good asset quality over the next two years.

 

The US-based agency said India’s robust economic growth should support borrowers’ creditworthiness and Axis Bank’s weak loans, or nonperforming loans, could decline to 2.5-3 per cent of total loans by end-March 2023, from 3.7 per cent as of March 31, 2022.    

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Global Ratings upgrades Axis Bank rating on improving asset quality

S&P Global Ratings upgrades Axis Bank rating on improving asset quality

The US-based agency said India's robust economic growth should support borrowers' creditworthiness and Axis Bank's weak loans, or nonperforming loans, could decline to 2.5-3 per cent of total loans by end-March 2023, from 3.7 per cent as of March 31, 2022.

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By: PTI

November 22, 2022 1:50:09 pm

 

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Axis Bank bonds, Axis Bank newsA,Bank branch in Noida Sector 51. File express photo by Rajendra ADAV

 

S&P Global Ratings on Tuesday upped its credit rating on Axis Bank with a stable outlook on expectations that the private sector lender will maintain good asset quality over the next two years.

 

The US-based agency said India’s robust economic growth should support borrowers’ creditworthiness and Axis Bank’s weak loans, or nonperforming loans, could decline to 2.5-3 per cent of total loans by end-March 2023, from 3.7 per cent as of March 31, 2022.

 

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Axis Bank can absorb the impact of higher inflation and interest rates, S&P said.

 

The long-term and short-term issuer credit rating on Axis Bank has been raised to ‘BBB-/A-3’ from ‘BB+/B’.

 

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The outlook on the long-term rating is stable. The long-term issue rating on the bank’s senior unsecured notes has been raised to "".BBB""from‘BB+’.

 

“"The stable outlook reflects the bank’s strong market position, ample capital buffers, and stable deposit base. Axis Bank should be able to maintain its good asset quality, supported by stable macroeconomic conditions in India and the bank’s well-developed risk management.    "The stable outlook reflects the bank’s strong market position, ample capital buffers, and stable deposit base. Axis Bank should be able to maintain its good asset quality, supported by stable macroeconomic conditions in India and the bank’s well-developed risk management     “An upgrade of Axis Bank is unlikely over the next one to two years. This is because an upgrade will require an improvement in the bank’s financial profile as well as the sovereign credit rating on India,” S&P added.

 

 

 

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