If you’ve ever bought an insurance policy through a local agent or even at a bank counter, chances are you’ve interacted with a Point of Sale (PoS) person—without even realizing it. The term might sound technical, but it’s really just about making insurance more accessible, especially in places where digital adoption is still catching up.
What Is Point of Sale in Insurance?
Point of Sale in insurance refers to individuals who are authorized to sell simple insurance products—think health, motor, or travel—without being full-fledged agents. They’re trained, certified, and work under the umbrella of an insurance company or broker.
They’re not just salespeople. They’re your neighborhood insurance guides.
Why PoS Matters More Than You Think
PoS has changed how insurance reaches people. Earlier, buying a policy meant dealing with paperwork, long waits, and sometimes confusing jargon. Now, with PoS, it’s faster, simpler, and often more personal.
Here’s why it works:
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Local Access: PoS agents are often from the same community. You trust them more.
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Quick Process: They use digital tools to issue policies on the spot.
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Simple Products: PoS is limited to straightforward insurance plans—no complex terms.
This model helps insurance companies expand their reach, especially in semi-urban and rural areas. And for customers, it’s a relief to have someone explain things in plain language.
Who Can Become a PoS Agent?
This is where it gets interesting—because PoS isn’t just about selling insurance. It’s also a great way to start a career in the insurance sector.
You don’t need a fancy degree. If you’re 18+, have completed Class 10, and are willing to go through a short training (usually around 15 hours), you’re eligible.
Many homemakers, students, and retired professionals are now earning through PoS roles. It’s flexible, low-investment, and can be done part-time.
If you’re someone who enjoys helping others and wants to earn while doing it, this could be your entry point into the insurance world.
What Products Can PoS Agents Sell?
PoS agents are allowed to sell pre-underwritten, simple insurance products. These include:
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Motor insurance (car, bike)
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Health insurance (individual and family floater)
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Personal accident cover
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Travel insurance
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Term life insurance (basic plans)
They can’t sell complex or high-value policies, but that’s actually a good thing—it keeps things straightforward for both the agent and the customer.
How PoS Is Changing the Game for Brokers
For insurance brokers, PoS agents are like an extended arm. They help reach customers that digital ads or call centers might miss.
Take Quickinsure, for example. As one of the best insurance brokers in India, they’ve built a strong PoS network that brings insurance to people who might never visit a website or download an app.
This hybrid model—digital plus human—is what makes PoS so powerful.
Benefits for Customers
If you’re buying insurance through a PoS agent, here’s what you get:
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Clarity: Someone explains the policy in your language.
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Speed: Policies are issued instantly.
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Trust: You’re dealing with a person, not just a screen.
And since PoS agents work under licensed brokers or insurers, there’s accountability. You’re not buying from a random person.
How to Start a Career in Insurance as a PoS Agent
If you’re curious about building a career in the insurance sector, PoS is a great starting point. Here’s how to begin:
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Choose a broker or insurer: Look for companies like Quickinsure that offer PoS onboarding.
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Complete training: Usually online, short, and focused on practical knowledge.
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Get certified: You’ll receive a PoS license from IRDAI (India’s insurance regulator).
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Start selling: Use digital tools provided by your broker to issue policies.
It’s that simple. And the earning potential grows as you build trust and expand your network.
Why Quickinsure Supports PoS Agents
Quickinsure isn’t just about selling policies. They’re building a community of PoS agents who bring insurance to the grassroots. With easy onboarding, tech support, and transparent commissions, they make it easier for new agents to succeed.
If you’re looking for a reliable partner to start your PoS journey, Quickinsure is worth checking out.
FAQs About Point of Sale in Insurance
What’s the difference between a PoS agent and a regular insurance agent?
A PoS agent sells only simple, pre-approved products and requires less training. A regular agent can sell a wider range of policies but needs more certification.
Can I become a PoS agent while working another job?
Absolutely. Many PoS agents work part-time or treat it as a side hustle. It’s flexible and doesn’t require a full-time commitment.
Is PoS insurance safe to buy?
Yes. PoS agents work under licensed brokers or insurers, and the products they sell are approved by IRDAI. You’re protected by the same rules as any other insurance buyer.
How much can a PoS agent earn?
It depends on how many policies you sell. Commissions vary by product, but with consistent effort, it can become a solid income stream.
Where can I find PoS agent opportunities?
Start by checking with established brokers like Quickinsure. They offer training, support, and a platform to help you grow.
If you’ve ever thought about earning extra income or helping people understand insurance better, becoming a PoS agent might be your next move. And if you’re looking for a trusted partner to guide you through it, Quickinsure has the tools and support to get you started.
Want to explore PoS opportunities or compare insurance plans? Visit Quickinsure and see how simple insurance can be.
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