Top Quick and Convenient: A Guide to IOB's Balance Check Number Service

Indian Overseas Bank provides its account holders with many different options to check their bank account balances either in online or offline mode. There are many different ways to check account balances via online and offline modes. It can be done by online modes with the help of Internet banking, mobile banking, etc. Also, the account balance can be checked offline by visiting an ATM, or via SMS. All these services are free of cost and can be accessed from anywhere and at any time.

Reasons to Check the IOB Account Balance

Balance Enquiry is the most common service that accountholders access. Mentioned below are the reasons to check the IOB Account Balance:

Prevents overspending:
In time detection of anomalies and fraud:
Income from Investments:
Prevents EMI missouts:
Ensure all the deposits expected have been received:
To look for unexpected charges:

Prerequisites to check the account balance?

Mentioned are the things to be kept in mind before checking the account balance:

To check the account balance, the first prerequisite is to get the mobile number registered with the bank.:
The mobile network shall have an active plan so as to receive and send SMS.:
An internet connection is also required to use different banking apps.:
Internet banking shall also be activated to avail of the services.:
ATM or debit card shall also be activated.:

Different Ways to Check IOB Account Balance

Let us discuss in detail various methods to check the IOB Account Balance:

IOB Balance Check via Net Banking

Mentioned are the steps to check the IOB account balance via Net Banking:

Open the official website of IOB.:
Log in using the username and password.:
After selecting the account number, click on “Fetch Balance”.:
The account balance will then be displayed on the screen.:

Services that can be availed with IOB Net banking

Mentioned below are the services that can be availed by a customer with the help of IOB Net Banking:

Balance inquiry:
Last Few transactions:
IOB Statement Download
Cheque Book Request:
Cheque Paid Status:
Deposit Opening:
Transfer money to any of your bank accounts(within and outside IOB):
Schedule your fund transfers:
Schedule Credit Card Payment:
Suspend your IOB debit card:
Payment of Direct & Indirect Taxes:

Payment of College Fees for the students of SASTRA-Tanjore:
Payment of Utility bills like Insurance, mobile, etc., and many more.:
Paying off the Recurring deposit/Loan installments:
Paying off the IOB Credit card dues:

IOB Balance Check via SMS Banking

An account holder is required to get his/ her mobile number registered with the bank at the time of opening a bank account. But, in case it is not done, an account holder can still visit the bank to get it registered. Also, the same can be done via internet banking.:

To avail of SMS Banking service, customers are required to send an SMS to the IOB Balance Check Number i.e. 84240 22122. The keywords assigned for the different types of transactions are as mentioned below:

Type “BAL<space>Last 4 digits of Account number” and send it to 84240 22122.:
Type “MINI<space> last 4 digits of the account number” and send it to 84240 22122.:

IOB Balance Enquiry via mobile banking

Account holders are required to register for mobile banking apps before using them:

IOB Balance Enquiry via mPassbook
It is an online passbook that users can use to get their account balance and transaction details.
It contains details of both debit and credit transactions made by the users.
Users can check their updated balance at all times.:
There is no need to get it updated by visiting the bank like in the case of the physical passbook.:

IOB Balance Enquiry via the IOB mobile app

With the help of this app users can avail of various banking services like IOB Balance Check, getting account statements and mini statements, making fund transfers, utility bill payments, etc.:
But to get access to this app, users are required to register for the same.:

IOB Balance Enquiry via IOB Nanban

It is a multi-lingual app for users who have limited knowledge of English so that they can carry out banking transactions in their preferred language.
It helps users to check their account balances.:
In this case, also, users are required to get their mobile numbers registered for mobile banking.:

IOB Balance Check via Missed Call

The account holders are required to place a missed call to the IOB balance check number through their registered mobile number. IOB Bank account holders can do an IOB Balance Enquiry using missed call banking by following the below-mentioned steps:

Call IOB Balance Check Number i.e. 9289 922 2029 from the mobile number registered with the bank:
The call will automatically disconnect after two to three rings:
Lastly, the account holder will receive the IOB Bank Account Balance via SMS on the registered mobile phone.

IOB Balance Check via USSD

Unstructured Supplementary Service Data allows users without having a smartphone or an internet connection to use mobile services. Mentioned below are the steps to check the IOB account balance via USSD:

Dial *99*52# from the mobile number registered with the bank.:
Choose the preferred language.:
Enter the IFSC Code or the 2-digit bank code.:
Now, click on “Send”.

IOB Balance Check via UPI

Below-mentioned are the steps to check IOB balance via UPI:

a. Open any UPI app on a mobile phone.:

b. Login with the help of M Pin.:

c. Select the account for which the balance is to be known and select “Check Balance”.:

d. Enter the password and then the balance will be reflected.

IOB Balance Inquiry by IOB ATM

Mentioned are the steps to make a balance inquiry by visiting the ATM:

Visit any nearest ATM.:
Enter the ATM card along with your PIN.:
Select the option “Balance Inquiry”.:
Also, users can check the last 10 transactions with the help of the Mini statement option.:
A receipt will be received containing the last 10 transactions.:
Also, users can visit a non-IOB ATM to check their account balance.