Best money making apps 1. ABBOTT How it works: Abbott lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, leisure and dining out, pet supplies, and other categories. Offers may be product or retailer specific, and some will be applied automatically. For others, you have to complete an additional task, such as watching a video or taking a survey. There are three possible ways to earn money in stores: Add offers and send your receipt to the app after your shopping trip, link your retailer loyalty accounts, or purchase a retailer gift card through the Abbott app. For online purchases, you shop through the app or with the Abbott browser extension on your computer. Payment: PayPal, digital gift card, or directly to a bank account. Pros: You get fast refunds for in-store purchases - usually within 24 hours. Abbott also offers new users a welcome bonus, referral bonuses and various payment methods. Cons: Making money can be a slow process. You must have at least $20 in cash to redeem your earnings (some gift cards require at least $25 earnings). The waiting time for a refund for online purchases varies by seller. Download: Android, iOS. 2- Rakuten How it works: Rakuten (formerly E-bates) rewards shoppers with up to 40% cash back on purchases from reputable retailers, restaurants and food delivery services. Users can also earn money from travel, gift cards, and more. It's simple: create an account, tap the store you want to shop at in the app, then do the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash in store, as long as you activate the deal through the app first. After confirming the purchase with the seller, Rakuten deposits the money back into your account and says it can take from a few hours to a few days. Payment: PayPal or check. Pros: Thousands of stores and purchases are eligible for cashback, so you'll likely find deals where you've shopped before. New users can receive a $10 welcome bonus after their first eligible purchase. You can also earn signup and referral bonuses. Cons: As with most cash back services, you have to spend money to make money. You won't see your earnings right away, either; Rakuten sends out payments every three months, and you need a cashback balance of at least $5 to get paid. Download: Android, iOS. Money management made easy NerdWallet tracks your income, bills and shows you ways to save even more. 3- Swag bucks How it works: Swag bucks is a cashback and rewards app. You earn points called "SB" by shopping at Swag bucks, completing surveys, watching videos, playing games or doing other tasks. You can redeem these points for gift cards or get them back into your PayPal account. The total score awarded may vary depending on the task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payment option you choose, but some gift cards can go as low as 110 SB. Payment: Gift card or PayPal. Pros: Swag bucks offers many easy ways to earn rewards and no waiting time to deposit. Payments usually arrive within 10 business days of use. You can also get a $10 bonus with an eligible $25 purchase when you join. Cons: Doesn't pay much; one SB is worth about one cent. With many tasks worth a few cents, making a substantial amount of money can take a lot of time and effort. Also, you may not be eligible for every survey or task. Users often report being kicked out of surveys in the middle of surveys. According to swag bucks, this could be due to demographics or dishonest or inconsistent answers. Download: Android, iOS. 4- Human How it works: Fiverr is a freelance marketplace that offers shows in over 200 categories such as programming, video, and animation. First create an account, then you can set your profile as a "seller" that highlights your expertise. Publish the work you offer, including pricing and a description of your services. Customers known as "buyers" can click and place an order. You will get paid when you complete the job. Fiverr assigns seller, levels based on performance. The higher you go through each stage, the more "extras" you can sell, such as faster delivery time. Payment: PayPal, credit directly to a bank account or Fiverr Income Card (prepaid card). Minimum withdrawal amounts vary, and you may be charged withdrawal fees depending on the option you choose. Pros: No need to worry about tracking down buyers who come to you. You can also earn hints. Cons: Fiverr takes 20% of your earnings for every job, including tips, and there's a standard 14-day waiting period for withdrawals after completing an order (bestsellers wait seven days for money to clear). Download: Android, iOS. 5- Upwork How it works: Upwork connects freelancers to gigs in writing, design, marketing, and other categories in the marketplace. First, you will create a profile. It should include information such as your interests and qualifications, availability, and the rate you want. You can then bid. Clients will review them and submit projects if you seem eligible. You start each month with a certain number of "Connections", such as credits, that allow you to communicate with potential customers. You may earn or pay a small amount for more Connections, but you will not be charged when customers contact you. You can get paid hourly or on a project basis. Payment: Direct to US Bank, directly to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Fees apply for some payment options, so be sure to check Upwork for details. Pros: Upwork helps eliminate chores like searching for clients, building relationships, and getting paid. The service also
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