Personal injury cases are common in the country. Thousands of cases occur each year, putting the victim under tremendous stress –financial, emotional, and physical stress. When you are filing for a personal injury claim, you need to be careful about all the aspects. Most preferably, victims can always seek advice from injury attorneys at Sattiraju & Tharney to ensure they are on the safer side. If you fail to abide by the guidelines and formalities, there is a chance that your claim might be denied. Continue reading until the end to learn more about denied claims.
What are the reasons why your claim might be denied?
It is difficult to just come to one conclusion when your claim is denied. Since each case is different, the reason for denial will always be different too. However, here are a few common reasons why claims are denied by the insurance company.
-
You did not file a claim within the statute of limitation.
Failure to file for a personal injury claim within the statute of limitation (deadline/time frame) is one of the most common reasons to not get compensation. The statute of limitation is generally 2 years from the day of your accident. This is why you should take prompt action and file the claim timely.
-
You failed to prove that the other party was negligent.
Establishing fault is yet another challenge and reason for denied claims. It is important to work closely with your attorney to gather solid evidence against the other party to prove fault. The stronger the evidence is, the less the chances of the insurance company denying your claim.
-
You did not have sufficient evidence to prove injuries and damages.
Despite proving fault, it might be possible that the evidence you submitted is not sufficient to establish or prove your injuries. There may also be a reason that the insurance company believes that your injuries are not the result of your current accident. Therefore, you should have sufficient evidence from your doctor and attorney, who can help you with the same.
-
There is a huge gap between your injuries and medical treatment.
One of the reasons why attorneys advice to seek prompt medical attention is because the insurance company will use your delayed treatment against you. This is because if the injuries are severe, victims would not have had a huge gap between the treatment and the accident.
Always speak to an attorney!
Personal injury claims are tricky and if your claim is denied, make sure you let your attorney investigate it and help you ahead.
You must be logged in to post a comment.