How to Check Indian Bank Balance Check Online & Offline in 2023?

For saving account holders, checking their bank account balance not only helps them keep a track of their finances and how much amount is spent and what is left in their account but also helps to keep a track of any fraudulent activity and to trace any amount debited that is not incurred by them.

In this article, we will understand different ways to make Indian Bank Balance Check. Below mentioned are the different ways to check the Indian Bank Balance:

A) Indian Bank Balance Check via SMS Banking

The account holders who do not have any internet connection or net banking facility activated can go for SMS banking facility with the help of Indian Bank Balance Check Number i.e. mentioned below:

Step 1: In the mobile phone, go to the tab “Menu”, the number that has been configured with the bank.

Step 2: Open “Messages”, and then go to, “write messages”, type in the keyword,  followed by space, followed by account number, followed by a space again, and then M-PIN as given in the keyword help depending on the enquiry.

Step 3: Press o.k. and send it to 94443-94443.

Step 4: Once the message is delivered. You will get the information as an SMS.

(For e.g. If the customer wants to know his balance and the customer account number is 989898989 MPIN is 5555. He has to type “BALAVL 989898989 5555” and then send it to 9444394443, after validation the customer will receive the SMS of the account Balance outstanding.)

B) Indian Bank Balance Check via Missed Call Banking

The account holders by just giving a missed call can check the account balance of an Indian Bank savings account. Below mentioned are the steps for the same:

Indian bank users can give a missed call at 8108781085 or 1800 425 00000 from their registered mobile number.

The call would then get disconnected automatically after 2-3 rings.

An SMS would be received containing the remaining balance in the savings bank account on the registered mobile number.

Also, an account holder can get the Indian Bank Mini Statement using the Indian Bank Mini Statement Number that is as mentioned below:

C) Indian Bank Balance Check via Net Banking

Below mentioned are the steps to check the Indian Bank account balance with the help of Net Banking:

Open the official website of the Indian bank.

Select “Personal banking”.

Log in using the username and password.

Agree to the terms and conditions to proceed.

Now, click on the tab “Accounts”.

Now the account balance would be displayed on the screen.

Click on the “Detailed Statement” to view recent transactions.

D) Indian Bank Balance Check via Mobile Banking

Below mentioned are the steps to check the account balance via Mobile banking:

Download the IndPay app from Android Play Store or IOS App Store.

Log into the app using the username and password.

Agree to terms and conditions to proceed.

Then click on “Accounts”.

The balance would then be displayed on the screen.

Click on the “Detailed Statement” to view recent transactions.

E) Indian Bank Balance Check by visiting ATM

Below mentioned are the steps to check the balance by visiting ATM:

Visit any nearest ATM.

Insert the debit card and then enter the PIN.

Click on “Balance Enquiry”.

Then, the ATM machine would reflect the account balance on the screen.

F) Indian Bank Balance Check via UPI

Below mentioned are the steps to check the balance by visiting ATM:

Open any UPI app on the mobile.

To unlock the app, enter the code.

Go to the “Accounts Section”.

Select the Indian Bank for which the balance is to be checked amongst all other banks added.

Then enter the UPI PIN to know the available account balance.

FAQ’s:

1. How to check the Indian bank balance via WhatsApp number?

To check the Indian bank balance via WhatsApp number, an account holder has to add the WhatsApp Banking Number to their respective contacts and send the message by saying "Hi". It would then show a list of bank accounts linked to the registered mobile number. Choose the account for which the balance is to be checked amongst all the bank accounts. This is a free-of-cost service. 

2. How can we check the Indian bank balance via IndOasis mobile app?

If an account holder doesn't know his/ her CIF number, then they are required to follow the below-mentioned steps:

Click on 'Know your CIF'.

Enter the account number, registered mobile number, and captcha.

Then click on 'Send OTP'. 

Once registered, click on “Accounts” for the Indian Bank balance check. 

Click on the “Detailed Statement” to view recent transactions.

3. What are the different ways to get an Indian Bank Mini Statement?

The different ways to get Indian Bank Mini Statement are as mentioned below:

Indian bank Mini statement via Missed Call Banking

Indian bank Mini statement via SMS Banking

Indian bank Mini statement via Mobile Banking

Indian bank Mini statement via Net Banking

Indian bank Mini statement by visiting ATM

Indian bank Mini statement via Missed Call

4. How can a customer make a loan request?