- Everyone in Family owns smartphone say per member one phone 6 members * 200(balance) `= 1200 per month plus mobile life maximum 3 years.. one year say 3000*6=18000 rupees.
- Vacations under social pressure.. everyone visits to beach or the mall what costs 5000 per month, forget about foreign vacation.. Take per day 4000*4 days once in a year. 16000 per year it works out.
- Buying a car as status shmbol
- Avoiding home made food and unnecessarily eating out on weekends. 500*6*2 times a month equals to 6000 per month.
- Brand conscious for salon, parlour and cloths. Spoiled lifestyle increasing medical expenses.
- Trying to make birthday and anniversary special by spending more money rather than time together.
- Grand wedding and family functions.
- Commercialisation of hospitals, schools and tuitions etc., 5000 per month plus Mediclaim of 15000 per year cost..
- Spending what you haven't yet earned by loans and credit card s.....
- Spending tones of money on interiors of house & office thereby increasing maintenance cost.
- Most women's put maids for all the household work for which they paying for the maids and for themselve going to gym and fitness centre to keep body fit , again for which they paying extra..( earning remaining same.
We are copying others lifestyle without understanding our own needs and Income.if this does not get curtailed out will lead to lots of stress and anxiety.
Income is not growing at the rate which the expenses growing. Resulting in more distress and less peace in life ?
Just total out the entire cost of living with your income. We sat recession is key but in reality habit of people made tensed to live. Can't we do help to ourselves.
Everyone should look once into there individual life what we are leading into.. now a days we are left out with concentration on work but fascinated with colourful life...
Start living as per earning else life will be too boring.. think on it...
Good advise to minimise expanses in easy way
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