CREDIT CARD

Hello Friends,

Today i am sharing my personal view and victim of credit card ,easy money give you pleasure for shorter period and it is a burden on your actual income , I personally victim of that sharing my own experience ,i applied for credit card and in fifteen days it was in my hand and i use to say i will spend that much amount which i can clear in one months time but it was just opposite of that my habbit became to pay minimum amount as i could not clear at once the rate of interest is so high i paid more than the limit still  in pressure every time it is a problem as expenses are more than the income .In my personal view one should not take credit card if you have the money spend according to your pocket , credit card is a sweet poison it makes the life hell at certai point .

How i used the card and became victim of that i took credit card and my limit was good and what i did i bought car on loan and down payment made by my card both loans are on my head car loan and credit card loan this is the biggest blunder of my life which i made ,sometimes i feel and scold myself that i am biggest ideot but now i have no choice except to clear the dues as it is so pinchig as earing is not in my hands but expenses i have to do .It is better if person dont eat food rather eating on credit card ,if you are doing same mistake my humble request dont do that otherwise your children will do same mistake , today world wide recession is because of credit card loan,car loan,house loan every thing on EMI ,if means permit then only spend otherwise not.

What credit card  agents do they will be doing telly calling and make you their permanent customer ,if you calculate they charge nearly 42% , i have touched my years i will try to clear my dues and work hard for that and swear never take any loan in my life it a sin . 

RAKESH ANEJA